Permission

Walldo app needs your permission

In order to access this service you need to provide us with access to:

Your account details

This includes your account name, account details and balance.

Your transactions

This includes your account ingoing/outgoing transactions for the past 6 months.

Expiration

Permission will expire in 90 days.

📱In your app

Displaying Terms & Conditions

After selecting Monzo as the bank she wishes to add an account from, Shirley sees a page where she is informed exactly how Walldo Pay will use her financial data. This is mandatory for countries operating in the EU under GDPR regulations.

Behind the scenes

When Shirley selects “Confirm”, you will need to execute a POST /account-auth-requests with:

  • The institutionId
  • A unique identifier within your application for the user Shirley as the applicationUserId
  • A callback for the coupled flow.

Request Body:

            
{
   "applicationUserId": "wal-38509384845905",
   "institutionId": "monzo_ob",
   "callback": "https://app.walldo.com/callback"
}

A successful request will give you an authorisationUrl. Use this url to redirect Shirley to Monzo in order to authorise the sharing of her financial data.

Response:

                    
{
   "meta": {
      "tracingId": "f804158e6894c6a6204283a85f8b979f"
   },
   "data": {
      "id": "6072fa73-7804-4371-98c2-a388caadb9c2",
      "userUuid": "cf10ff85-f6a9-4374-b9f8-292d6afaa677",
      "applicationUserId": "wal-38509384845905",
      "institutionId": "monzo_ob",
      "status": "AWAITING_AUTHORIZATION",
      "createdAt": "2020-05-28T09:01:31.309Z",
      "featureScope": [
         "ACCOUNT",
         "ACCOUNTS",
         "ACCOUNT_TRANSACTIONS_WITH_MERCHANT",
         "ACCOUNT_TRANSACTIONS"
      ],
      "state": "691cd81d579247aeb541b170921d4470",
      "authorisationUrl": "https://verify.monzo.com/open-banking/authorize?client_id=oauth2client_00009pp1CRt4KarIZM7Pr1&response_type=code+id_token&state=2d2c3372af3244cf8ab96b7deec80ee2&nonce=2d2c3372af3244cf8ab96b7deec80ee2&scope=openid+accounts&redirect_uri=https%3A%2F%2Fauth.yapily.com%2F&request=eyJraWQiOiJPNWp3ZXpxTlNzeVlacHotZHpfVUhEbkJINHciLCJhbGciOiJQUzI1NiJ9.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.UlO8HxOonRUbfGqd0K6U3srQbhAoGDJjfGjtyh0lYhEug69_htjPX3EkCaHxbfG5PcBbMrzBEVTihytYKiNek1HkX0VkZazcPY1SC5SNF3UvmegXMwf79ooxJnqOziD84ddKhHtKcBn_6JVwJGZQ9EFAfMxVxld079EG4P-K17X3FMRIk1mqXYevdIr8Tm9cY37D1bJsZsBKwr80j5CyHFfwKjo8OYKBhS7GRpbroOgS1VaPn-b_Gtss3kgXtN4ynZegqvdFMatw0Qm7d3ySHg1DkL_3YcR9gPLLF6fW4KMXZZCbnN21DBv3xX_CMnTdFcML-CMQqdaM5EXEzxXgtw",
      "qrCodeUrl": "https://images.yapily.com/image/cf228468-7834-4a71-b7a8-cf8d52540ce8/1605631939?size=0"
   }
}